Talk to Kristina
Kristina Pleasant · Mortgage Loan Officer · NMLS #1910643

When the Bank
Says No,

Call Me

Jumbo, investor, self-employed and ITIN loans across Texas, from a loan officer who knows how to make a complicated file work.

Apply Now

or call me at (512) 481-2872

Kristina Pleasant
4specialty loan programs
Texaslicensed statewide
Real Humanwho actually picks up

Satori Mortgage NMLS #4190

Which best describes you? I am...

Buying a Higher Priced Home

Over the conforming limit? Jumbo loans are my lane. I'll structure it so the big number still makes sense.

A Real Estate Investor

DSCR loans qualify on what the property rents for, not your tax returns. Build the portfolio without the paperwork wall.

Self-Employed

Write-offs make your income look smaller than it is. Bank statement loans qualify you on your deposits instead.

Buying with an ITIN

No Social Security number isn't the end of the road. There's a real path to owning your home, and I'll walk you through it.

Looking to Refinance

Lower a payment, pull out equity, or pay off debt. I'll run the numbers and tell you straight if it helps.

Someone Told "No"

Declined by another lender? That's usually where I start. Let me take a second look at your file.

The Problem

Complicated income gets a fast no.

Most lenders run one kind of file. If your income comes from a business, from rentals, or from somewhere their software doesn't expect, you get a form letter and a closed door.

The Fix

A loan built around how you actually earn.

Before you look at a single house, you'll know three numbers: your monthly payment, your purchase price, and your cash to close. Then we match you to the program that gets you there.

See the loan programs →
Why Work With Me

What you actually get.

Straight Answers

If a loan doesn't make sense for you, I'll tell you, even when it's not the easy answer.

No Surprises

You'll see where every dollar goes, not just the rate.

You Can Reach Me

You get my number, and I answer it.

What I Do

Loans for the files others pass on.

Jumbo

Bigger loans, done smart.

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DSCR

Qualify on rental income.

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Bank Statement

Self-employed? Qualify on your deposits.

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ITIN

Home financing with an ITIN.

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Purchase

A home to live in, first or next.

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Refinance

Only when it actually helps you.

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For Real Estate Agents

Send me the buyer other lenders passed on.

Self-employed buyers, investors and higher price points close when the loan is structured right. You'll hear from me at every step.

Let's work together.

Talk to Kristina

Ready to see what fits your file?

Three quick questions, then a real conversation. No pressure, no guessing.